
Message from Marc
March 2023
Strong. Stable. Safe. Those three simple words have set us apart from our other banks since 1938.
At Third Federal, we are committed to our mission of helping our customers achieve the American dream of homeownership and financial security.
We create products that fit your needs, and don’t take unnecessary risks for the sake of short-term profits.
In fact, more than 96 percent of our deposits are FDIC-insured.
The deposits we take in are put back into the community in the form of residential mortgage loans, and our 11 percent Tier I Capital Ratio is more than double what regulators require to be considered well-capitalized.
It’s that dependability that has allowed us to maintain our 5-star (superior) rating for strength and stability from independent analyst, BauerFinancial, for more than 35 years.
We know that for Third Federal to be a success, it means that our customers need to believe in us and know that we’ll be the same strong, stable, and safe bank we’ve always been.
I thank you for your business, and your continued faith in us for the past 85 years.
Sincerely,
Marc A. Stefanski
Chairman and CEO