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Online Banking System Maintenance

Scheduled system maintenance will be performed on Sunday, May 17, from 1:30 a.m. to 5:30 a.m. ET. As a result, online banking and debit cards may be unavailable during this timeframe. We apologize for any inconvenience this interruption may cause.

Third Federal Savings & Loan

Ohio Priority 1 - NEO - Personalization

Third Federal.
Strong. Stable. Safe.
 A bank you can believe in.

Rates for May 15, 2026
Cuyahoga County, Ohio Change
All Mortgage Rates 0 Points
Product Rate APR
30 Year Fixed Rate 6.290% 6.300%
30 Year Fixed Rate 6.190% 6.235%
30 Year Fixed Rate 6.190% 6.213%
30 Year Fixed Rate 6.290% 6.295%
30 Year Low Cost Fixed Rate 6.590% 6.597%
30 Year Low Cost Fixed Rate 6.990% 7.023%
30 Year Low Cost Fixed Rate 6.540% 6.556%
30 Year Low Cost Fixed Rate 6.590% 6.594%
15 Year Fixed Rate 5.890% 5.906%
15 Year Fixed Rate 5.790% 5.865%
15 Year Fixed Rate 5.790% 5.827%
15 Year Fixed Rate 5.890% 5.899%
15 Year Low Cost Fixed Rate 6.190% 6.201%
15 Year Low Cost Fixed Rate 6.590% 6.642%
15 Year Low Cost Fixed Rate 6.140% 6.166%
15 Year Low Cost Fixed Rate 6.190% 6.196%
5/1 ARM (30 year) Low Cost 6.290% 6.573%
5/1 ARM (30 year) Low Cost 6.290% 6.569%
5/1 ARM (30 year) Low Cost 6.340% 6.601%
5/1 ARM (30 year) Low Cost 6.790% 6.798%
Product Rate APR
30 Year Fixed Rate 6.290% 6.306%
30 Year Fixed Rate 6.290% 6.295%
30 Year Low Cost Fixed Rate 7.090% 7.122%
30 Year Low Cost Fixed Rate 6.640% 6.656%
30 Year Low Cost Fixed Rate 6.590% 6.596%
30 Year Low Cost Fixed Rate 6.590% 6.594%
15 Year Fixed Rate 5.890% 5.917%
15 Year Fixed Rate 5.890% 5.898%
15 Year Low Cost Fixed Rate 6.690% 6.742%
15 Year Low Cost Fixed Rate 6.240% 6.266%
15 Year Low Cost Fixed Rate 6.190% 6.200%
15 Year Low Cost Fixed Rate 6.190% 6.196%
10 Year Low Cost Fixed Rate 6.640% 6.713%
10 Year Low Cost Fixed Rate 6.190% 6.205%
5/1 ARM (30 year) 6.040% 6.484%
5/1 ARM (30 year) 6.040% 6.472%
Product Rate APR
Home Equity Line of Credit 6.240% 6.240%
30 Year Home Equity Loan 6.990% 6.990%
20 Year Home Equity Loan 6.790% 6.790%
15 Year Home Equity Loan 6.690% 6.690%
10 Year Home Equity Loan 6.590% 6.590%
5/1 Home Equity Loan 6.490% 6.646%
  • 1. Buy Now. Refi Later 1. Buy Now. Refi Later - Mobile

    Buy Now. Refi Later

    If rates drop, even after you close on your loan, you can refinance to the lower rate for free.

  • 2. Rising Rate 2. Rising Rate - Mobile

    3-Year Rising Rate CD

    Lock in today's higher rates and watch them go up!

  • 3. USA Today 3. USA Today - Mobile

    Proud to be One of the Best

    Third Federal has been named one of the top 500 financial services companies for customer service in 2026 by USA TODAY.

  • 4. 5-Month CD Special 4. 5-Month CD Special - Mobile

    5-Month Special CD

    $500 minimum to open

    Interest rates are expected to go down, so lock in a high rate today!

  • 5. 30-Year Home Equity Loan 5. 30-Year Home Equity Loan - Mobile

    30-Year Equity Loan

    Apply for a home equity loan for home improvements, college tuition or consolidate high-interest debt.

Hear From Our Chairman & CEO Marc A. Stefanski

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Helping People Achieve the Dream of Homeownership Since 1938

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