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Lock in today's low rates, even before you find a house!
- Third Federal locks your mortgage rate at preapproval, even before you find a house or get a mortgage loan.1
- If mortgage rates happen to go even lower, you can get the lower rate just by asking.
- $0 closing cost options2
- Fully underwritten preapproval
- Get the lowest rate guaranteed3
- Put 5% down without Private Mortgage Insurance or as little as 3% down with PMI4
- $750 off closing costs for first time homebuyers4
Current Purchase Mortgage Rates for April 30, 2025
All Mortgage Rates 0 Points
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.500% | 6.548% |
| 30 Year Low Cost Fixed Rate | 6.900% | 6.900% |
| 5/1 ARM (30 year) | 6.150% | 6.408% |
| 5/1 ARM (30 year) Low Cost | 6.600% | 6.540% |
Product rates and features subject to change. 1Preapproval rate lock begins at time of preapproval application and is good for 60 days. 2$0 closing costs available for low cost mortgages. $495 discount on fully-costed mortgages. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. 3See conditions for Lowest Rate Guarantee at thirdfederal.com, or call 1-877-835-4250. 4One borrower must be a first time homebuyer to receive the 3% down and $750 off closing cost. $50 offer consists of $25 Gift Card to The Home Depot® provided upon approval for purchase mortgage or preapproval plus additional $25 Gift Card provided after mortgage is closed. Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. ©2025 Third Federal
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