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Online Banking System Maintenance

Scheduled system maintenance will be performed on Sunday, January 25, from 7 a.m. to 9 a.m. ET. As a result, online banking and debit cards may be unavailable during this timeframe. We apologize for any inconvenience this interruption may cause.

Third Federal Savings & Loan

Ohio Priority 1 - NEO - Personalization

Third Federal.
Strong. Stable. Safe.
 A bank you can believe in.

Rates for January 25, 2026
Cuyahoga County, Ohio Change
All Mortgage Rates 0 Points
Product Rate APR
30 Year Fixed Rate 5.990% 6.014%
30 Year Fixed Rate 5.890% 6.002%
30 Year Fixed Rate 5.890% 5.946%
30 Year Fixed Rate 6.025% 6.039%
30 Year Low Cost Fixed Rate 6.290% 6.297%
30 Year Low Cost Fixed Rate 6.690% 6.722%
30 Year Low Cost Fixed Rate 6.240% 6.256%
30 Year Low Cost Fixed Rate 6.290% 6.294%
15 Year Fixed Rate 5.390% 5.429%
15 Year Fixed Rate 5.290% 5.474%
15 Year Fixed Rate 5.290% 5.382%
15 Year Fixed Rate 5.490% 5.513%
15 Year Low Cost Fixed Rate 5.690% 5.701%
15 Year Low Cost Fixed Rate 6.090% 6.141%
15 Year Low Cost Fixed Rate 5.640% 5.666%
15 Year Low Cost Fixed Rate 5.690% 5.696%
5/1 ARM (30 year) Low Cost 6.090% 6.494%
5/1 ARM (30 year) Low Cost 6.090% 6.490%
5/1 ARM (30 year) Low Cost 6.140% 6.522%
5/1 ARM (30 year) Low Cost 6.590% 6.717%
Product Rate APR
30 Year Fixed Rate 5.990% 6.035%
30 Year Fixed Rate 6.025% 6.038%
30 Year Low Cost Fixed Rate 6.790% 6.822%
30 Year Low Cost Fixed Rate 6.340% 6.356%
30 Year Low Cost Fixed Rate 6.290% 6.296%
30 Year Low Cost Fixed Rate 6.290% 6.294%
15 Year Fixed Rate 5.390% 5.463%
15 Year Fixed Rate 5.490% 5.511%
15 Year Low Cost Fixed Rate 6.190% 6.241%
15 Year Low Cost Fixed Rate 5.740% 5.765%
15 Year Low Cost Fixed Rate 5.690% 5.700%
15 Year Low Cost Fixed Rate 5.690% 5.696%
10 Year Low Cost Fixed Rate 6.140% 6.213%
10 Year Low Cost Fixed Rate 5.690% 5.705%
5/1 ARM (30 year) 5.790% 6.414%
5/1 ARM (30 year) 5.790% 6.383%
Product Rate APR
Home Equity Line of Credit 6.240% 6.240%
30 Year Home Equity Loan 6.790% 6.790%
20 Year Home Equity Loan 6.690% 6.690%
15 Year Home Equity Loan 6.590% 6.590%
10 Year Home Equity Loan 6.490% 6.490%
5/1 Home Equity Loan 6.390% 6.606%
  • 1. 30-Year Home Equity Loan 1. 30-Year Home Equity Loan - Mobile

    30-Year Equity Loan

    Apply for a home equity loan for home improvements, college tuition or consolidate high-interest debt.

  • 2. 5-Month (New Money) CD Special 2. 5-Month (New Money) CD Special - Mobile

    5-Month CD

    $25,000 minimum new money only

    Lock in today's high savings rates!

  • 4. Early Rate Lock 4. Early Rate Lock - Mobile

    Early Rate Lock

    Lock your rate, even before you find a home.

Hear From Our Chairman & CEO Marc A. Stefanski

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Helping People Achieve the Dream of Homeownership Since 1938

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